Got the call from our attorney tonight giving us the final amount we have to bring to closing tomorrow.
And it was the wrong number! As in, off by thousands!
This attorney held the funds from the sale of our old home (with our permission, of course) to put toward the purchase of our new home. She also credited us her fee at that time for both transactions. However, the number she called me with tonight did not take those figures into account. I had to ask her exactly how those funds that she withheld would be handled...and she got confused and had to "look up my file." She then called me back with a much nicer number.
So this is just to say, ASK QUESTIONS. Don't just automatically trust someone because they are a lawyer or whatever. It can really make a difference!
Tuesday, June 30, 2009
Monday, June 29, 2009
looking for laffs
Ok. So. We are busily prepping to move all our crap from disparate locations to our new home this week/weekend (stuff in storage, stuff at my parents' house, lawn mower at my in-laws' house [don't ask]), AFTER we clean out the house that has been rented by a single guy and is therefore caked with filth, and I am in desperate need of levity.
I found it. Go here and view OHMommy's video blog of her drive to Chicago with three kids. Awesome.
I found it. Go here and view OHMommy's video blog of her drive to Chicago with three kids. Awesome.
Tuesday, June 16, 2009
stashbusting
I kind of don't like that word..."stashbusting." It just sounds corny to me. But it is the best description of what's been going on around here lately. AMAZING what you can make out of what's already there. I haven't bought yarn (other than to fulfill etsy orders) in months. And I don't need to, either.
Let's browse through the items I've been able to make. My itchy twitchy fingers have been busy as I wait for my new house to close. To calm my nerves throughout the process, I've been knitting. Boy howdy, have I been knitting!
First up, a baby gift for my husband's boss. They have two elementary age boys and gave it one more go, and they are having a wee girl. So exciting! I had to whip something up.
Knitting pure & simple neck-down baby cardigan in size 6 months, plus a hat of my own "design" (meaning I didn't follow any particular pattern, just winged it). The yarn was part of a clearance purchase at Joann's last summer...it is 100% wool, worsted weight and very soft, from their Sensations line, but I can't quite remember the actual yarn name. I do remember that it was $.99 per ball. Frugal!
Next up, a sweater for Daughter to wear this coming fall, again from Joann's clearance yarn.
This is a top-down raglan, made using the "raglans unlimited" pattern that I've posted about before. Nice pattern because it goes from a toddler size 2 up to a men's size 52 chest, but fiddly because they call for the sleeves to be knit flat and seamed, and also they expect you to use teeny needles for the ribbing, which I think looks way outdated and ridiculous. I used larger needles than called for and my ribbing still pulls in a bit much for my taste. Good pattern, just needs some tweaking.
Anyway, it's moda dea washable wool in raspberry, only 3 skeins which were $1.98 each. CHEAP sweater! Oh, and the buttons? Yeah, that's what happens when you let the 4 year-old choose. Oh well, they had to be huge because the buttonholes are huge in this pattern (another change I will make when using this pattern again). No chance of anyone accidentally picking up this sweater and taking it home.
And something for the little man:
I still don't know how I feel about this one. Ugly? Not sure.
In an effort to use up stash, I had to combine colors, so this is the knitting pure & simple top down hoodie, size 18 months, knit in Wool-Ease worsted weight. The colors are denim and charcoal gray. Both leftovers I dug out of the bag 'o scrap yarn. Still need to weave in the ends on this one, but there is time. It's quite large and intended for this coming fall/winter for AJ. If nothing else, it will be good for playing outside in autumn leaves and dirt!
And finally, I've been knitting up some soakers from my wool leftovers.
These have sold fairly well in my etsy shop, but I may keep the ones I'm currently making for AJ. These are Patons Classic Merino in various colors, size 6-12 months.
Backstory: I have been using prefold cloth diapers and Gerber vinyl pants because they work and are cost effective. I have some lovely higher quality covers (thank you again Karen!!) but I really can't justify buying the pricier covers for my son. He is my last and I don't see any family members doing cloth diapers in the future, so I'm going for inexpensive covers. HOWEVER, the "new and improved" Gerber pants totally suck it. They are made of some new thing called "peva" and are now much more flimsy and low quality than they were in the past. I have put my finger right through several pair while pulling them up over a diaper, and the side seams have come apart just through normal use and washing. They are total crap, and I wrote to Gerber to tell them so! They are sending me a postage paid envelope so I can send them the ripped pair I have, but I have thrown away several ripped pairs. I will tell them that and hopefully be reimbursed for all of them, but it's not the money...I just wish they would make a quality product again!
Anyway, in light of the fact that I can't seem to stop accidentally ruining the Gerber pants, I have decided to give wool soakers another go. So I think I will keep on knitting them up, keep some, and put some in the shop. They are like the potato chips of knitting...can't knit just one! They are easy, addictive, and can be worked on while watching children play on beautiful summer days.
So that's what's recently come from the stash. I thought I wouldn't have much knitting time this year, but as of today I've finished 19 items...almost entirely from stash! I've completed 1 pair of longies, 10 soakers, 4 pair of socks, 4 (child size) sweaters, and 1 hat. Not bad.
And after AJ's therapist leaves this afternoon:
Ahhh, summer.
Let's browse through the items I've been able to make. My itchy twitchy fingers have been busy as I wait for my new house to close. To calm my nerves throughout the process, I've been knitting. Boy howdy, have I been knitting!
First up, a baby gift for my husband's boss. They have two elementary age boys and gave it one more go, and they are having a wee girl. So exciting! I had to whip something up.
Knitting pure & simple neck-down baby cardigan in size 6 months, plus a hat of my own "design" (meaning I didn't follow any particular pattern, just winged it). The yarn was part of a clearance purchase at Joann's last summer...it is 100% wool, worsted weight and very soft, from their Sensations line, but I can't quite remember the actual yarn name. I do remember that it was $.99 per ball. Frugal!
Next up, a sweater for Daughter to wear this coming fall, again from Joann's clearance yarn.
This is a top-down raglan, made using the "raglans unlimited" pattern that I've posted about before. Nice pattern because it goes from a toddler size 2 up to a men's size 52 chest, but fiddly because they call for the sleeves to be knit flat and seamed, and also they expect you to use teeny needles for the ribbing, which I think looks way outdated and ridiculous. I used larger needles than called for and my ribbing still pulls in a bit much for my taste. Good pattern, just needs some tweaking.
Anyway, it's moda dea washable wool in raspberry, only 3 skeins which were $1.98 each. CHEAP sweater! Oh, and the buttons? Yeah, that's what happens when you let the 4 year-old choose. Oh well, they had to be huge because the buttonholes are huge in this pattern (another change I will make when using this pattern again). No chance of anyone accidentally picking up this sweater and taking it home.
And something for the little man:
I still don't know how I feel about this one. Ugly? Not sure.
In an effort to use up stash, I had to combine colors, so this is the knitting pure & simple top down hoodie, size 18 months, knit in Wool-Ease worsted weight. The colors are denim and charcoal gray. Both leftovers I dug out of the bag 'o scrap yarn. Still need to weave in the ends on this one, but there is time. It's quite large and intended for this coming fall/winter for AJ. If nothing else, it will be good for playing outside in autumn leaves and dirt!
And finally, I've been knitting up some soakers from my wool leftovers.
These have sold fairly well in my etsy shop, but I may keep the ones I'm currently making for AJ. These are Patons Classic Merino in various colors, size 6-12 months.
Backstory: I have been using prefold cloth diapers and Gerber vinyl pants because they work and are cost effective. I have some lovely higher quality covers (thank you again Karen!!) but I really can't justify buying the pricier covers for my son. He is my last and I don't see any family members doing cloth diapers in the future, so I'm going for inexpensive covers. HOWEVER, the "new and improved" Gerber pants totally suck it. They are made of some new thing called "peva" and are now much more flimsy and low quality than they were in the past. I have put my finger right through several pair while pulling them up over a diaper, and the side seams have come apart just through normal use and washing. They are total crap, and I wrote to Gerber to tell them so! They are sending me a postage paid envelope so I can send them the ripped pair I have, but I have thrown away several ripped pairs. I will tell them that and hopefully be reimbursed for all of them, but it's not the money...I just wish they would make a quality product again!
Anyway, in light of the fact that I can't seem to stop accidentally ruining the Gerber pants, I have decided to give wool soakers another go. So I think I will keep on knitting them up, keep some, and put some in the shop. They are like the potato chips of knitting...can't knit just one! They are easy, addictive, and can be worked on while watching children play on beautiful summer days.
So that's what's recently come from the stash. I thought I wouldn't have much knitting time this year, but as of today I've finished 19 items...almost entirely from stash! I've completed 1 pair of longies, 10 soakers, 4 pair of socks, 4 (child size) sweaters, and 1 hat. Not bad.
And after AJ's therapist leaves this afternoon:
Ahhh, summer.
Thursday, June 04, 2009
boring
Ay-yi-yi, my life is so weird. I feel so busy every day, like I never have a second to sit down and relax, and yet, when evening comes and I collapse into bed, I feel I've accomplished approximately nothing.
Our old house finally closed last week. It took one whole extra month from the date in our sales contract, which sucks out loud, and it was all because our buyer changed lenders and didn't tell anyone. &#^*#^$!!!!!!
We are in the process of gathering up all the required paperwork for our new house purchase so we can hopefully close on that by the end of the month. I am so not looking forward to the work of moving in to a new house, but I am looking forward to being in our own home again.
The wee lad is doing better every day. He is on the cusp of crawling, needs a haircut really badly, weighs in at 17 lbs, 11.5 oz, and is a whopping 29" long. A tall drink of water to be sure. Tall and skinny runs in the family, so I guess that's ok.
Just when I am getting really down about his eating ablities, he surprises me. Today he picked up and fed himself at least 6 cheerios without choking on any. Gummed them apart and swallowed them all...I didn't have to reach in and snag a single cheerio from the back of his throat. You don't know what a miraculous accomplishment this is. He also willingly ate (i.e. opened his mouth for) several mouthfuls of baby oatmeal. Again, miraculous. Of course, tomorrow he will probably lock his little mouth shut and refuse everything. *sigh* It's an emotional roller-coaster around here. I am doing my best.
That's it, really. Just knitting in whatever free time I can scrounge. Taking care of kids. Doing laundry, washing dishes, etc. Normal life stuff. Boring.
Our old house finally closed last week. It took one whole extra month from the date in our sales contract, which sucks out loud, and it was all because our buyer changed lenders and didn't tell anyone. &#^*#^$!!!!!!
We are in the process of gathering up all the required paperwork for our new house purchase so we can hopefully close on that by the end of the month. I am so not looking forward to the work of moving in to a new house, but I am looking forward to being in our own home again.
The wee lad is doing better every day. He is on the cusp of crawling, needs a haircut really badly, weighs in at 17 lbs, 11.5 oz, and is a whopping 29" long. A tall drink of water to be sure. Tall and skinny runs in the family, so I guess that's ok.
Just when I am getting really down about his eating ablities, he surprises me. Today he picked up and fed himself at least 6 cheerios without choking on any. Gummed them apart and swallowed them all...I didn't have to reach in and snag a single cheerio from the back of his throat. You don't know what a miraculous accomplishment this is. He also willingly ate (i.e. opened his mouth for) several mouthfuls of baby oatmeal. Again, miraculous. Of course, tomorrow he will probably lock his little mouth shut and refuse everything. *sigh* It's an emotional roller-coaster around here. I am doing my best.
That's it, really. Just knitting in whatever free time I can scrounge. Taking care of kids. Doing laundry, washing dishes, etc. Normal life stuff. Boring.
Monday, May 11, 2009
frugal footwear
Before I totally lose any street cred I once had as a knit blogger, I figure I should show you some actual knitting.
I recently declared that I would be much more frugal with my knitting and sewing for the foreseeable future. So I'm putting my money where my mouth is:
Matchy-matchy socks for me and Daughter! Aren't they cute?
I am all about trying new sock yarns that I can afford, and I got this Joann Sensations "soles and more" with two coupons and a Christmas gift card. (As an aside, whenever I see this brand of yarn at my local Joann's, I want to say it with jazz hands..."sen-SAAAAYYYY-shuns!" Ok, so I am a loser. What can I say?)
Anyway, two skeins of yarn made two pair of socks, with my Daughter's choice of navy blue solid for the toes. I knit mine in my usual way, 60 stitches on size 2 needles, top-down. Daughter's are knit with my usual 48 stitches on size 2 needles, but hers are toe-up.
I have a love/hate relationship with toe-up socks. I want to love them, but all that wrapping and turning and trying to avoid holes makes me crazy. However, if you are trying to be frugal and use up what you have, toe-up is the way to go, because you can just knit till you run out of yarn. I figured I wouldn't have quite enough to make two complete socks for her, so I had her choose a solid toe color. I could have made it with just the leftovers, but the socks would have been a little skimpy. I prefer she have taller socks for our chilly Buffalo winters.
Once I finished these, my immediate urge was to head out and check out the local Michael's store, which is totally revamping its yarn department this spring. I know there are some major bargains to be found...but then my allergy to spending kicked in, and I used my cash to get some groceries for the week instead.
As for right this minute, AJ is sleeping, Daughter is at the playground with my mom, and I have a sweater to finish for Hubs' boss and his wife, who are expecting a baby girl this summer. It's yet another Knitting Pure and Simple neck-down cardigan (I think I have made at least a dozen of those by now)...and it is knit from stash yarn, of course. It's a stunningly beautiful day, too, so I think I'll park it outside with my tea and my needles and just enjoy a few precious minutes to myself.
I recently declared that I would be much more frugal with my knitting and sewing for the foreseeable future. So I'm putting my money where my mouth is:
Matchy-matchy socks for me and Daughter! Aren't they cute?
I am all about trying new sock yarns that I can afford, and I got this Joann Sensations "soles and more" with two coupons and a Christmas gift card. (As an aside, whenever I see this brand of yarn at my local Joann's, I want to say it with jazz hands..."sen-SAAAAYYYY-shuns!" Ok, so I am a loser. What can I say?)
Anyway, two skeins of yarn made two pair of socks, with my Daughter's choice of navy blue solid for the toes. I knit mine in my usual way, 60 stitches on size 2 needles, top-down. Daughter's are knit with my usual 48 stitches on size 2 needles, but hers are toe-up.
I have a love/hate relationship with toe-up socks. I want to love them, but all that wrapping and turning and trying to avoid holes makes me crazy. However, if you are trying to be frugal and use up what you have, toe-up is the way to go, because you can just knit till you run out of yarn. I figured I wouldn't have quite enough to make two complete socks for her, so I had her choose a solid toe color. I could have made it with just the leftovers, but the socks would have been a little skimpy. I prefer she have taller socks for our chilly Buffalo winters.
Once I finished these, my immediate urge was to head out and check out the local Michael's store, which is totally revamping its yarn department this spring. I know there are some major bargains to be found...but then my allergy to spending kicked in, and I used my cash to get some groceries for the week instead.
As for right this minute, AJ is sleeping, Daughter is at the playground with my mom, and I have a sweater to finish for Hubs' boss and his wife, who are expecting a baby girl this summer. It's yet another Knitting Pure and Simple neck-down cardigan (I think I have made at least a dozen of those by now)...and it is knit from stash yarn, of course. It's a stunningly beautiful day, too, so I think I'll park it outside with my tea and my needles and just enjoy a few precious minutes to myself.
Tuesday, May 05, 2009
going green
Home inspection went well, all is moving along. Still waiting on the clown attorneys to set an official closing date for our old house, but they assure us all is well and it will be "soon." Did our mortgage application last week, now we just sit on our bottoms and wait. In NY it takes anywhere from 30 days to (supposedly) 60 days to close on a house, but we are at about 75 and counting on our old house. It is up to the purchaser's attorney and the bank attorney to set everything up; we will basically be the last to know when it's a go. What a pain. Oy.
Anyway, on to the point of this post - going green. No, it is not a post about being all granola-crunchy-tree-huggy. Not at all. It is a post about CASH. Cold, hard, green cash.
I have decided to quit the credit card habit except in the case of pumping gas (so I won't have to drag 2 kids into a gas station every time I fill up). Our new home will be so much more expensive than our old one that we need to keep the budget tighter than ever. I've recently developed the strong opinion that going to a cash-only system for our purchases will help us with that. Hubs disagrees - he believes you can "track" your purchases better with a credit card...but I believe you can use cash and when it's gone, that's it. You know what you bought when you had to think about it carefully and give up the green.
Today, I proved the point to myself. I took out some actual green cash money at the ATM, and went shopping for the groceries I needed. It was amazing how fast that money disappeared, and I only bought the bare minimum. Normally I would have purchased more. Then, this afternoon, I swung by walmart because that's the only place in town that sells any kind of teething biscuit. I had plans to buy the biscuits and beat feet out of there, but you know walmart. That place (and Target) are like heroin to me...I browse around, just checking stuff out, looking for sales, etc.
Today I found, and PASSED UP:
Large spools of coats & clark thread on clearance for $.75 each
Plain, solid-color tee shirts in my son's size for $2.50 each
Gerber undershirts that I've kind of been wanting for AJ, but did not need for $7.00
Fabric, ooooooh fabric
Yarn and yarny accessories
Sewing patterns
Adorable buttons for knitting/sewing projects
And there was probably more. I mean, I had two spools of that thread in my hands, in neutral colors, perfect for sewing just about anything...and then my brain slapped me upside the head. Did I really NEED those threads? In a year or two or three when I finally broke them out and used them, would I even care that I got them for $.75? Do I want to store them for that long before I need them? Gosh, no wonder I have so much crap! I am a credit card junkie crack whore*! Seriously! In the not-too-distant past I would have totally loaded up on those threads for that price. I would certainly have grabbed a few tee shirts for the kids. But when my brain asked me if I wanted to hand over actual green cash money for that stuff? WOW. Wowwy, wow, wow.
I can't believe I've gotten to this point. Remember when you babysat in high school and you were so psyched to have like, $50 in cash to spend at the Gap? And you were careful(ish) about what you bought, because that was all the money you had and when it was gone, it was gone.
I have forgotten how to live like that.
Today at walmart I walked out with a box of biter biscuits, 4 jars of baby food, and one pair of white socks that my son actually desperately needs. My total was $4.47 because I was paying CASH. If I had been using plastic? That total would have easily been $15-$20. And you know what? It truly hurt to hand over that $5 bill! Because hey, guess what, now it's gone!
This is going to be a painful experiment, I can tell. But I think it's going to be successful in the long run. If I can get my husband to play along, and so far he is but it's only been a few days, well then we might actually get somewhere with paying down debts and sticking to our budget.
*We pay our bill off every month, though. Never carry a balance, never pay fees/interest charges. But shoot, how does it get up over $1000 each month? And what the heck did I buy on those 4 trips to Target? I DON'T EVEN KNOW.
Anyway, on to the point of this post - going green. No, it is not a post about being all granola-crunchy-tree-huggy. Not at all. It is a post about CASH. Cold, hard, green cash.
I have decided to quit the credit card habit except in the case of pumping gas (so I won't have to drag 2 kids into a gas station every time I fill up). Our new home will be so much more expensive than our old one that we need to keep the budget tighter than ever. I've recently developed the strong opinion that going to a cash-only system for our purchases will help us with that. Hubs disagrees - he believes you can "track" your purchases better with a credit card...but I believe you can use cash and when it's gone, that's it. You know what you bought when you had to think about it carefully and give up the green.
Today, I proved the point to myself. I took out some actual green cash money at the ATM, and went shopping for the groceries I needed. It was amazing how fast that money disappeared, and I only bought the bare minimum. Normally I would have purchased more. Then, this afternoon, I swung by walmart because that's the only place in town that sells any kind of teething biscuit. I had plans to buy the biscuits and beat feet out of there, but you know walmart. That place (and Target) are like heroin to me...I browse around, just checking stuff out, looking for sales, etc.
Today I found, and PASSED UP:
Large spools of coats & clark thread on clearance for $.75 each
Plain, solid-color tee shirts in my son's size for $2.50 each
Gerber undershirts that I've kind of been wanting for AJ, but did not need for $7.00
Fabric, ooooooh fabric
Yarn and yarny accessories
Sewing patterns
Adorable buttons for knitting/sewing projects
And there was probably more. I mean, I had two spools of that thread in my hands, in neutral colors, perfect for sewing just about anything...and then my brain slapped me upside the head. Did I really NEED those threads? In a year or two or three when I finally broke them out and used them, would I even care that I got them for $.75? Do I want to store them for that long before I need them? Gosh, no wonder I have so much crap! I am a credit card junkie crack whore*! Seriously! In the not-too-distant past I would have totally loaded up on those threads for that price. I would certainly have grabbed a few tee shirts for the kids. But when my brain asked me if I wanted to hand over actual green cash money for that stuff? WOW. Wowwy, wow, wow.
I can't believe I've gotten to this point. Remember when you babysat in high school and you were so psyched to have like, $50 in cash to spend at the Gap? And you were careful(ish) about what you bought, because that was all the money you had and when it was gone, it was gone.
I have forgotten how to live like that.
Today at walmart I walked out with a box of biter biscuits, 4 jars of baby food, and one pair of white socks that my son actually desperately needs. My total was $4.47 because I was paying CASH. If I had been using plastic? That total would have easily been $15-$20. And you know what? It truly hurt to hand over that $5 bill! Because hey, guess what, now it's gone!
This is going to be a painful experiment, I can tell. But I think it's going to be successful in the long run. If I can get my husband to play along, and so far he is but it's only been a few days, well then we might actually get somewhere with paying down debts and sticking to our budget.
*We pay our bill off every month, though. Never carry a balance, never pay fees/interest charges. But shoot, how does it get up over $1000 each month? And what the heck did I buy on those 4 trips to Target? I DON'T EVEN KNOW.
Tuesday, April 28, 2009
in which i am prevented from indulging in one of my hobbies
Well, our home inspection is scheduled for this afternoon, so I guess this is really happening. Holy moly. I am so anxious and nervous and nauseated and scared...oh, and excited. But mostly those other things. Oy.
I think I'll take Daughter over during the inspection so she can check out her new digs. We might as well go all-out and measure some windows, too, so I can see if my old window treatments will work or if I have to make some new ones.
I have the strongest urge to sew stuff just now. I especially want to make a wee quilt for my boy, as I did not make one before he was born. Unfortunately, my fabric stash is in bins and hidden away at the very back of a storage unit. Frick. Would it be wrong to take some of our precious savings and go to Joann's for a few yards of fabric? *sigh* Yes, I guess it would be wrong, considering how much fabric I already own. Frickety-frick!
I think I'll take Daughter over during the inspection so she can check out her new digs. We might as well go all-out and measure some windows, too, so I can see if my old window treatments will work or if I have to make some new ones.
I have the strongest urge to sew stuff just now. I especially want to make a wee quilt for my boy, as I did not make one before he was born. Unfortunately, my fabric stash is in bins and hidden away at the very back of a storage unit. Frick. Would it be wrong to take some of our precious savings and go to Joann's for a few yards of fabric? *sigh* Yes, I guess it would be wrong, considering how much fabric I already own. Frickety-frick!
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